## Topics and Information for Discussion on New Hampshire's Financial Literacy Program 1. **Introduction to Financial Literacy in Schools** - Financial literacy is recognized as a crucial life skill, and New Hampshire has taken significant steps to incorporate it into the education system[1]. 2. **New Hampshire's Financial Literacy Mandate** - New Hampshire requires high school students to complete a half-credit course in personal finance as part of their graduation requirements. This mandate, effective from the 2023-2024 school year, aims to equip students with essential financial skills such as budgeting, credit management, and investment[1][2]. 3. **The "Learn Everywhere" Initiative** - The "Learn Everywhere" program allows students to earn academic credit for financial literacy outside traditional classrooms. This initiative includes courses like PragerU's Cash Course Certificate, which covers topics such as budgeting, investing, and debt management[3][4]. 4. **Role of Community Organizations** - Organizations like NH Jump$tart Coalition play a vital role in promoting financial literacy by providing resources and support to schools and families. Their efforts help reinforce the importance of financial education both in schools and at home[1]. 5. **Economic Context of New Hampshire** - New Hampshire's high median household income supports the implementation of effective financial education programs. This economic stability provides a conducive environment for students to learn and apply financial concepts successfully[1]. 6. **Challenges Facing Financial Literacy Programs** - Despite the program's strengths, challenges include debates over the use of content providers like PragerU due to their political affiliations and concerns about the rigor of their courses[4][5]. Additionally, there is ongoing discussion about whether these programs meet the state's educational standards for graduation credits[5]. 7. **Lessons for Other States** - New Hampshire's approach serves as a model for other states by combining mandatory education with innovative learning opportunities and community support. This comprehensive strategy can guide other states looking to enhance their financial literacy initiatives[2][3]. 8. **Conclusion and Future Directions** - Continuing to improve financial literacy education is crucial for preparing students for future financial challenges. Encouraging collaboration between schools, communities, and policymakers will be key to expanding these programs effectively[1][4]. 9. **Call to Action** - Listeners are encouraged to advocate for better financial education in their own states and support initiatives that promote financial literacy among young people[1].